How 2UFi Works

Built for the businesses
big banks ignore.

2UFi gives growing businesses access to real business banking, built-in payments and savings, and SBA working capital, without the branch visits, paperwork, or delays of traditional banking.
Open Account

Backed by Bank of Jackson Hole Trust. FDIC-insured eligible deposits.

WHY WE BUILT THIS

Most small businesses do not have a banker. They have a login.

Too many growing businesses are stuck between two bad options: personal banking that was never built for business, or traditional commercial banking that brings too much friction for what they actually need. 2UFi was built for the businesses in between. The ones with real revenue, real operations, and real timing needs, but no time for branch visits, paper-heavy processes, or banking systems built for someone else.
THE MODEL

One business banking relationship. More of what your business needs.

2UFi is designed to bring the core parts of business banking into one relationship, so you can run the business with less friction.

Business Account

A real business account for everyday banking, payments, and cash management.

Savings

Put idle cash to work without separating it from the rest of your banking life.

Payments and Cards

Move money, manage spending, and give your team the access they need with more control.

Business Loans

Access working capital from the same relationship you already use to bank your business.

REAL BANK INFRASTRUCTURE

Modern business banking, backed by real bank infrastructure.

2UFi is not a workaround built on top of consumer banking. It is built with real bank infrastructure so businesses get the speed and simplicity they want with the backing and protections they expect.

National Bank Holdings Corporation

A $12.6 billion bank holding company behind the broader banking relationship.

Bank of Jackson Hole Trust

A Wyoming-chartered bank and Member FDIC.

Kansas City support

Real people supporting real businesses.

43 states

Available now and expanding.

TRUST & SECURITY

Bank with Confidence

Bank Owned & Operated.

Your 2UFi deposits are held with Bank of Jackson Hole Trust, member FDIC. Both are owned by National Bank Holdings Corporation.
PARTNERSHIPS

Connected to platforms small businesses already trust.

2UFi works with partners like Nav and Biz2Credit to help more business owners access business banking, capital, and support through channels they already know.
WHAT YOU CAN DO

What businesses can do with 2UFi.

  • Bank from one business account built for everyday operations
  • Move money with payments designed for real business use
  • Manage team spending with cards and controls
  • Keep idle cash productive with savings
  • Access SBA working capital when timing matters

Your banking should work as hard as you do.

Real business banking. Real bank backing. Built for growing businesses that need less friction and more control.

Start Banking
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