Automatic savings

Earn 5.00% APY¹ on your first $10,000.

2.00% APY¹ on everything above that, credited every night. Every dollar in your account earns, automatically, every night.
Offer ends Nov 25

Earn up to $400 with a new business account.4

Get $100 after your first two qualifying 30-day periods and $300 more after all four.

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Business Spending
 (checking²) account

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Business Savings

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2UFi Business Suite

Every night, 2UFi automatically sweeps your full balance into savings. Every morning, it's back in your Business Spending (checking²) account with the day's interest added. No setup, no fees, no manual transfers.

5.00% APY¹

On your first $10,000. Interest credited daily.

2.00% APY¹

On everything above $10,000. Interest credited daily.

Frequently asked questions.

Everything you need to know about 2UFi Automatic Savings.

Every night, your full balance sweeps into savings. Every morning, it's back in your Spending account with the day's interest added. No action required on your end.

Your first $10,000 earns 5.00% APY¹, about $500 a year. Everything above earns 2.00% APY¹. A $25,000 balance earns about $800 a year, and $50,000 about $1,300, assuming the balance is held for 12 months at current rates, which are variable.

It just happens. Once you open a 2UFi Business Suite account, the sweep is automatic from day one. There’s nothing to configure.

No. The automatic savings sweep is included in your 2UFi Business Suite account. No monthly fee, no sweep fee, no minimum balance fee.

They earn 2.00% APY¹. Everything sweeps and everything comes back each morning. The first $10,000 earns 5.00% APY¹ and the rest earns 2.00% APY¹.

Accounts opened before August 1, 2026 stay on their current rate schedule. To move to current rates, call Support at 1-844-988-2UFi (2834).

Your EIN, a government-issued ID, your business address and a $50 opening deposit. Apply online in about 10 minutes. No branch visit required.

Even better together.

Your Business Spending (checking²)
connects seamlessly with the rest of 2UFi.

Money movement

Send payments fast — ACH, wires, and bill pay from one account. No branch visit required.

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Debit cards

You set the limits — change it, lock it, or cancel it instantly from the app.

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Business loans

Up to $350,000 with a SBA 7(a) small loan that can be used for working capital. Apply in the app, access funds in your Business Spending (checking²) account.

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Business Banking with Confidence.

Open your 2UFi Business Spending (checking²) account in minutes. No monthly fees. Zero complexity. Get started today.

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