Business Banking that Pays Daily

Earn 5.00% APY¹

Put your money to work

Business Spending
 (checking²) account

+

Business Savings

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2UFi Business Suite

Why 2UFi?

Why Business Owners Love It

  • Earn 5.00% APY automatically
  • No manual transfers required
  • Keep cash available for business needs
  • FDIC-insured through our banking partner
  • Built specifically for small business owners
Earn More Without Doing More.

Your money just got a raise.

Keep your balance growing

5.00% APY¹ on all balances up to $10,000.

Interest posts daily

Don't wait for month-end. Watch interest hit your account every single day.

Fully automatic

Funds sweep to savings at night and are back in spending by morning.

Stop Letting Your Business Cash Sit Idle

You've worked hard to earn every dollar. Now let those dollars work for you. Start earning 5.00% APY¹ automatically with a business banking experience designed for growth.

Open Your Account Today
Earn More

Business Spending (Checking)³
that works as hard as you do.

No monthly fees. Earn 5.00% APY¹ on every dollar up to $10,000.

Provided by 2UniFi Bank, Member FDIC⁴. FDIC-insured eligible deposits. No monthly fees. No minimum balance.

Say no to monthly fees

No monthly or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions. Keep more of what you earn.

Earn 5.00% APY¹

Earn 5.00% APY¹ automatically on funds up to $10,000. Excess funds sweep to savings each night and return each morning. Interest posts daily.

FDIC-insured

Your deposits are held at 2UniFi Bank, Member FDIC⁴ — a wholly owned subsidiary of National Bank Holdings Corporation.

Frequently asked questions.

Everything you need to know about 2UFi Automatic Savings.

Every night, we automatically sweep up to $10,000 of your balance into a high-yield savings account. In the morning, it's back in your spending account. No action required on your end.

On a $10,000 balance, earning 5.00% APY¹ adds up to roughly $500 per year — versus about $35 at the 0.07% national average for business checking.

You earn 5.00% APY¹ on all balances up to $10,000. The sweep runs automatically each night with no thresholds to manage on your end.

It just happens. Once you open a 2UFi Business Suite account, the sweep is automatic from day one. There’s nothing to configure.

No. The automatic savings sweep is included in your 2UFi Business Suite account. No monthly fee, no sweep fee, no minimum balance fee.

Your EIN, a government-issued ID, and your business address. Apply online in about 10 minutes. No branch visit required.

Business Banking with Confidence.

Bank of Jackson Hole Trust
Routing Number
102104749

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Copyright © 2026 2UFi

Privacy & Security Terms

1 Annual Percentage Yield (APY) is effective for accounts opened on or after August 1, 2026. Rates are variable and subject to change without notice. APY is only applicable to funds up to $10,000, funds above $10,000 are non-interest bearing. All funds are automatically swept to your Savings Account each night, where interest is earned and credited daily, and all funds — including interest — are swept back to your Spending Account each morning.

2 Bonus offer requirements: To receive the $500 bonus, your new eligible 2UFi Business Spending account must be opened with a minimum opening deposit of $50. Total deposits to the new account must reach $3,000 within 15 days of opening. A $3,000 monthly average balance must then be maintained during each of the two full calendar months immediately following the 15 day funding period. In addition, you must complete 7 transactions (debits or credits) (excluding ATM withdrawals) within the first 90 days of account opening. If all requirements are met, the $500 bonus will be deposited into your account within 14 business days.

Additional requirements & information: Offer available only to new 2UFi business deposit clients who have not held a 2UFi or affiliated brand business checking account within the past 12 months. Limit one offer per business entity. Account must be open and in good standing at the time the promotional bonus is paid. Bonus may be reported as interest or miscellaneous income on IRS Form 1099; client is responsible for any applicable taxes. Offer is non transferable and may not be combined with other checking promotions. Employees of 2UFi and affiliated entities, and their immediate family members, are not eligible.

Account details: Standard account terms, fees, and conditions apply. Monthly average balance information is available on your statements. Debit card transactions must post and settle to qualify. All accounts are subject to approval.

Offer availability: Offer ends August 31, 2026. All promotional bonuses are contingent on meeting all qualifying requirements.

3 The 2UniFi Business Spending (Checking) account is a check-less account.

4 2UniFi, LLC, is a financial technology company, not a FDIC-insured bank. Banking and lending products and services are provided by 2UniFi Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Loans are subject to credit approval. Rates and fees are subject to change without notice. This is not an offer of credit or a commitment to lend.

The 2UFi VISA® Business Debit Card is issued by the Bank of 2UniFi Bank pursuant to a license from VISA U.S.A., Inc.

2UniFi, 2U, and 2UFi are service marks of 2UniFi, LLC. ©2026 2UniFi, LLC. All other company names and brands are the property of their respective owner.

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