Payments that move
as fast as you do.
More ways to move your money. One account.
ACH
Send payments to any U.S. bank account. Pay vendors, contractors, and employees directly.
Wires
Domestic wire transfers sent same business day when submitted before the cutoff. No branch visit required.
Transfers
Link your external bank accounts and move money in or out whenever your business requires it.
Mobile Deposit
Deposit checks from your phone. Take a photo, confirm the amount, and it’s done. No branch. No envelope. No waiting in line.
Bill Pay
Schedule one-time or recurring payments. Every payment logged, categorized, and visible in your real-time dashboard.
Enhanced security
Secure your funds through multi-factor authentication.
Effortless payments.
No surprises.
- Monthly Fees - $0
- Next- Day Payment (ACH) - $0
- Same Day Payment (ACH) - $2
- Wire Transfers - $10
- Mobile Deposits - $0
Everything you need to know about money movement.
How it works, what it costs, and how fast it gets there.
Next-day ACH transfers sent through 2UFi arrive the following business day. Same-day ACH arrives the same business day when submitted before the cutoff time. Next-day ACH is free. Same-day ACH is $2 per transfer. Both originate from the 2UFi app — no branch visit required.
Domestic wire transfers cost $10 through 2UFi. Most traditional banks charge $25–35 and require a branch visit or phone call to originate. 2UFi wire transfers are originated from the app and sent the same business day when submitted before the cutoff. You’ll see the $10 fee before you confirm — no surprises.
Yes. Domestic wire transfers can be originated directly from the 2UFi app. No branch visit, no phone call, no paper form. Submit before the daily cutoff and the wire is sent same business day.
An external transfer moves funds between your 2UFi account and an external bank account — that is owned by you/the business. External transfers through 2UFi use the ACH network and are free for next-day delivery.
To deposit a check with 2UFi, open the app, select Deposit check, take a photo of the front and back, enter the amount, and confirm. Funds are typically available within three business days. There is no fee for mobile deposit.
Yes. Bill pay is available within the 2UFi app. Add your payees — vendors, utilities, recurring subscriptions — and schedule one-time or recurring payments. Bill pay is free.
Incoming wires and ACH transfers to your 2UFi account are free. There is no fee to receive funds via wire, ACH, or external transfer. Outgoing wire transfers cost $10. Outgoing same-day ACH costs $2. Next-day ACH and external transfers are free.
Even better together.
connects seamlessly with the rest of 2UFi.
Savings account
Earn 4.00% APY¹ automatically. Excess funds sweep to savings each night and return each morning.
Explore savingsDebit cards
You set the limits — change it, lock it, or cancel it instantly from the app.
Explore cardsBusiness loans
Up to $50,000 with a SBA 7(a) small loan that can be used for working capital. Apply in the app, access funds in your Business Spending (checking²) account.
Explore loansBank with confidence
Open your 2UFi Business Spending (checking²) account in minutes. No monthly fees. Zero complexity. Get started today.
Stay connected.
2UFi will occasionally send you emails with offers, news, and promotions.