Automatic savings

Earn 4.00% APY¹.

A powerful business account with
a high yield savings rate.

Business Spending
 (checking²) account

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Business Savings

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2UFi Business Suite

Every night, 2UFi will automatically sweep (transfer) your balances over $5,000 into your savings account.

Every morning, all funds automatically transfers back to your Business Spending (checking²) account.

No set up required. No Fees. No manual moves. Simple, & easy way to earn 4.00% APY¹ on your money.

Here’s exactly what happens at 11 PM.

No setup. No transfers. No guesswork. Just 4.00% APY on the balance you were already holding.

Frequently asked questions.

Everything you need to know about 2UFi Automatic Savings.

Every night at, we move your balance above $5,000 into a high-yield savings account. In the morning, it’s back. No action required on your end.

On a $50,000 average balance, the $45,000 swept each night earns roughly $1,800 per year — versus about $35 at the 0.07% national average for business checking.

The sweep kicks in once your balance exceeds $5,000. The first $5,000 stays in your spending account. Everything above that earns 4.00% APY*.

It just happens. Once you open a 2UFi Business Suite account, the sweep is automatic from day one. There’s nothing to configure.

No. The automatic savings sweep is included in your 2UFi Business Suite account. No monthly fee, no sweep fee, no minimum balance fee.

Your EIN, a government-issued ID, and your business address. Apply online in about 10 minutes. No branch visit required.

Even better together.

Your Business Spending (checking²)
connects seamlessly with the rest of 2UFi.

Money movement

Send payments fast — ACH, wires, and bill pay from one account. No branch visit required.

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Debit cards

You set the limits — change it, lock it, or cancel it instantly from the app.

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Business loans

Up to $50,000 with a SBA 7(a) small loan that can be used for working capital. Apply in the app, access funds in your Business Spending (checking²) account.

Explore loans

Bank with confidence.

Open your 2UFi Business Spending (checking²) account in minutes. No monthly fees. Zero complexity. Get started today.

Open Account

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