Earn up to $400
with a new 2UFi business account.¹

Open by November 25, 2026.
Get $100 after your first two qualifying 30-day periods
and $300 more after all four.
How it works

Two payments. Four periods. $400.

Your clock starts the day you open.

Open by November 25, 2026

$50 opens your account. The offer goes by your open date, not your application date, so apply with time to spare.

Deposit $4,000 within 14 days

Your deposits have to total $4,000 by the 14th day after account opening. If that day isn’t a business day, you have until the next business day.

Qualify in Periods 1 and 2

Earn your first $100. Each 30-day period needs a $4,000 average daily balance, 5 posted debit card purchases and $250 in external credits. Period 1 starts on the 15th day after you open.

Qualify in Periods 3 and 4

Same three requirements, two more periods. The $300 (Segment 2 bonus) requires meeting the eligibility requirements for all four periods. Miss any period and the Segment 2 bonus is not paid.

Your bonus

$100

Segment 1 bonus

After Periods 1 and 2, within 15 days of Period 2 ending.

+

$300

Segment 2 bonus

After all four periods, within 15 days of Period 4 ending.

=

$400

If you meet eligibility requirements for Periods 1 and 2 and are paid Segment 1 bonus, but miss eligibility requirements for Period 3 or 4, you won't get a Segment 2 bonus payment. The $100 already paid is yours to keep.

Your account has to be open and in good standing when each bonus payment is made.

Automatic savings

5.00% APY² on your first $10,000. 2.00% APY² above.

You earn it whether or not you qualify for the bonus.
Account Basics
Monthly Fee
Minimum balance
Bill pay
Incoming wires and ACH
Next-day ACH transfer
Mobile check deposit
Same-day ACH transfer
Outgoing domestic wire
Physical debit card

Frequently Asked Questions

Your average daily balance for a period is the sum of your end-of-day balances divided by the 30 days in the period. The automatic sweep doesn't change it.

They're separate. $50 is the minimum to open your account. $4,000 is what your deposits have to total by the 14th day after account opening.

Any external credits that post to your account during the period: transfers from your linked accounts, ACH deposits, incoming wires and mobile check deposits.

Period 1 starts on the 15th day after you open your account, and four consecutive 30-day periods run from there. Your welcome email lists your exact dates.

The $100 (Segment 1 bonus) needs Periods 1 and 2. The $300 (Segment 2 bonus) needs all four. Once the Segment 1 bonus is paid, it's yours to keep.

New 2UFi business deposit clients who haven't held a 2UFi or affiliated brand deposit account within the past 24 months. Limit one 2UFi promotional offer per business entity (EIN) in any 24-month period. Associates of 2UFi and affiliated entities, and their immediate family members, are not eligible. The offer can't be combined with other 2UFi deposit promotions.

Bonus payments may be reported as interest or miscellaneous income on IRS Form 1099 and may be subject to backup withholding where required. You're responsible for any applicable taxes — talk to your tax advisor about your situation.

Business banking that pays you back.

Open your 2UFi Business Spending (Checking)³ account in minutes. No monthly fees. No minimum balance.

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