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Limited Time Offer

Earn 5.00% APY¹

and a $500 welcome bonus.

How to earn it

Business Banking
that pays you back.

Follow these three steps
to unlock your $500 bonus and 5.00% APY¹.

Open & Fund Your Account

Open a new 2UFi Business Spending (Checking)³ with as little as $50, then deposit $3,000 within your first 15 days.

Keep Your Balance Growing

Maintain a $3,000 average monthly balance for the next two full calendar months—no complicated hoops, just steady business banking.

Use Your 2U Account

Make 7 transactions (debits or credits) within the first 90 days from opening (excluding initial funding and ATM withdrawals).

Automatic Savings

Meet 2UFi.

Your business account should help you manage your money, not make you pay extra just to use it. With the 2UFi Business Suite there are no monthly fees, no minimum balance, and 4.00% APY¹ savings. Transparent pricing, no surprises.

No monthly fees
Automatic savings¹ sweep
FDIC Insured through Bank of Jackson Hole Trust⁴

Everything you need to run your day-to-day.

A digital account designed for your business.

No monthly fees
5.00% APY¹ automated savings
Unlimited transactions
Send payments quickly
Deposit checks instantly

Your Business Spending (checking³) account should help you manage your money, not make you pay extra for it. Transparent pricing with no surprises.

Automatic Savings

Business Spending (Checking)³
that works as hard as you do.

No monthly fees. Earn 5.00% APY¹ on every dollar up to $10,000.

Provided by 2UniFi Bank, Member FDIC⁴. FDIC-insured eligible deposits. No monthly fees. No minimum balance.

Say no to monthly fees

No monthly or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions. Keep more of what you earn.

Earn 5.00% APY¹

2UFi sweeps eligible funds into savings each night, earning 5.00% APY¹ on balances up to $10,000. By morning, your funds are available for spending again—with interest earned daily.

FDIC-insured

Your deposits are held at 2UniFi Bank, Member FDIC — a wholly owned subsidiary of National Bank Holdings Corporation.

Stay connected.

2UFi will occasionally send you emails with offers, news, and promotions.

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Terms

1 Annual Percentage Yield (APY) is effective for accounts opened on or after August 1, 2026. Rates are variable and subject to change without notice. APY is only applicable to funds up to $10,000, funds above $10,000 are non-interest bearing. All funds are automatically swept to your Savings Account each night, where interest is earned and credited daily, and all funds — including interest — are swept back to your Spending Account each morning.

2 Bonus offer requirements: To receive the $500 bonus, your new eligible 2UFi Business Spending account must be opened with a minimum opening deposit of $50. Total deposits to the new account must reach $3,000 within 15 days of opening. A $3,000 monthly average balance must then be maintained during each of the two full calendar months immediately following the 15 day funding period. In addition, you must complete 7 transactions (debits or credits) (excluding ATM withdrawals) within the first 90 days of account opening. If all requirements are met, the $500 bonus will be deposited into your account within 14 business days.

Additional requirements & information: Offer available only to new 2UFi business deposit clients who have not held a 2UFi or affiliated brand business checking account within the past 12 months. Limit one offer per business entity. Account must be open and in good standing at the time the promotional bonus is paid. Bonus may be reported as interest or miscellaneous income on IRS Form 1099; client is responsible for any applicable taxes. Offer is non transferable and may not be combined with other checking promotions. Employees of 2UFi and affiliated entities, and their immediate family members, are not eligible.

Account details: Standard account terms, fees, and conditions apply. Monthly average balance information is available on your statements. Debit card transactions must post and settle to qualify. All accounts are subject to approval.

Offer availability: Offer ends August 31, 2026. All promotional bonuses are contingent on meeting all qualifying requirements.

3 The 2UniFi Business Spending (Checking) account is a check-less account.

4 2UniFi, LLC, is a financial technology company, not a FDIC-insured bank. Banking and lending products and services are provided by 2UniFi Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Loans are subject to credit approval. Rates and fees are subject to change without notice. This is not an offer of credit or a commitment to lend.

The 2UFi VISA® Business Debit Card is issued by the Bank of 2UniFi Bank pursuant to a license from VISA U.S.A., Inc.

2UniFi, 2U, and 2UFi are service marks of 2UniFi, LLC. ©2026 2UniFi, LLC. All other company names and brands are the property of their respective owner.

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