2UFi Business Suite

The 2UFi Business Suite is a smart spending and savings account bundle designed to help your business make the most of every dollar. It includes a 2UFi Spending Account that operates just like a business checking account without paper checks, and a 2UFi Savings Account. They’re connected with an automatic sweep feature that moves excess funds from your spending account into savings—so you earn more without lifting a finger.

Every night, 2UFi automatically transfers any spending account balance over $5,000 into your linked savings account, where it earns a competitive 4.00% Annual Percentage Yield (APY*). The next morning, your funds are swept back into your spending account so they’re ready for daily use. It’s savings on autopilot.

With the 2UFi Business Suite, you can:

• Earn interest automatically with your linked business savings account on swept balances
• Manage your business expenses from one simple, all-in-one application
• Keep funds liquid and accessible for everyday spending
• Access your money anytime with your 2UFi Visa Business Debit Card

You can earn 4.00% APY* on funds over $5,000 that are swept into your 2UFi Savings account. That’s money your business could be earning overnight—automatically.

No. The sweep happens automatically. 2UFi takes care of transferring your extra funds into savings each night and moving the funds back into spending in the morning so you’re always ready to spend when you need to.

Yes. The automatic sweep feature activates when your spending account balance exceeds $5,000. Any amount above that threshold earns interest at the current APY.

Opening your account is fast and secure. You can get started in just a few steps:

1. Sign up on the 2UFi app or at app.2Ufi.com.
2. Verify your email and mobile number.
3. Complete your 2UFi Passport—your digital business profile.
4. Once verified, click “Open an Account” on your dashboard to activate your 2UFi Business Suite and start earning automatically.

Your 2UFi Passport is your secure, all-in-one profile that holds your personal and business information. You’ll set it up when you first create your account by entering details like your name, business information, and verification documents. Once your Passport is complete, 2UFi uses it to pre-fill applications, streamline approvals, and give you quick access to all of your 2U Business Suite features.

Your digital business profile is the business portion of your 2UFi Passport. It includes your business name, EIN, address, NAICS code, ownership details, and other information required to verify your company. Creating this profile helps 2UFi confirm your business identity and ensures your account is set up correctly. Once it’s complete, opening your 2U Business Suite account is much faster because your information is already stored and ready to go.

To avoid delays, have this information ready before you start:

• Business details: EIN, legal business address, NAICS code, website (if available), and phone number
• Personal details: SSN, home address, and a valid government-issued ID

Once your documents are verified, you’ll usually get approval within a few business days. If we need extra information to confirm business ownership or roles, the process may take a little longer.

Absolutely. 2UFi uses advanced encryption and verification protocols to protect your personal and business data at every step of the process.

Yes. You can easily access your 2UFi Business Suite through the 2UFi mobile app or desktop dashboard—view balances, track earnings, transfer funds, and more, anytime.

You can download the 2UFi app from your device’s app store or visit app.2Ufi.com to get started. Follow the prompts to set up your 2UFi Passport and unlock automatic earnings with the 2UFi Business Suite.